Mortgage Loans

Residential mortgage

Banvivienda mortgage loans offers you financing for the purchase of your home with ease and support of Banvivienda.

Benefits:

  • Quick approval
  • Up to 95% financing
  • Competitive interest rates
  • Up to 30-year term
  • Personalized service and professional advice.

Required documentation:

  • Original letter of employment
  • Latest CSS stub (Caja de Seguro Social)
  • Last two pay stubs
  • Last two Tax Returns and payment receipts (Independent)
  • Valid ID
  • Sales Contract or Pro-forma agreement
  • Property appraisal
  • Completed and signed application

Residential Mortgage Acquisition of Second Home: Country house, beach house, or lands

It offers financing for the purchase of second homes (new or used) country house, beach house or lands.

  • Up to 85% financing
  • Quick approval
  • Competitive rates
  • Up to 25-year term in the housing
  • Up to 15-year term on lands
  • Personalized service and professional advice.

HipoteCash

It offers financing plans to remodel your home, consolidate your debts, go on a trip or any other desire you want to fulfill with the guarantee of your home.

Benefits:

  • Up to 90% of the quick sale value
  • Competitive interest rates and flexible payments
  • Up to 25 year term.

Required documentation

  • Original letter of employment
  • Latest CSS stub (Caja de Seguro Social)
  • Last two pay stubs
  • Last two Tax Returns and payment receipts (Independent)
  • Valid ID
  • Property deed and balance statement letter
  • Property appraisal
  • Completed and signed application

Once approved, you must attach:

  • Proof of payment for the lastest condominium fee (if applicable)
  • IDAAN Certificate of good standing
  • Property tax Certificate of good standing

 

 

 

Or by calling 800-7500 / 306-7500 or visiting any of our branches.